The Central Bank made a relevant change for producers who saved more than 5% of their harvest

The measure was communicated through Communication “A” 8418, dated April 9, 2026, within the framework of the circular on Minimum Capital of Financial Entities. This establishes the elimination of the additional capital requirement that governed financing intended for clients with non-MSME agricultural activity who maintained production stock greater than 5% of their annual harvest capacity.

Until now, this condition implied that banks had to apply a multiplier factor which significantly raised the regulatory cost of credit when they granted loans to this type of producers. The regulations covered both financing granted since May 2020 and the most recent ones in pesos, valid until April 2026.

With the new provision, this scheme is void for all financing agreed upon from the day following the publication of the communication, which implies a flexibility in access to credit for larger scale producers.

From the BCRA they also indicated that Updated sheets are now available that replace previous versions within the ordered text of the regulations. These modifications can be consulted in the “Legal and regulatory framework” section of the agency’s official website, where the changes are highlighted to facilitate their identification.