In just a few clicks, anyone can get started. But where do you go when you decide to invest in the stock market? Aside from traditional banks, there are dozens of choices: online banks (BoursoBank, Fortuneo, etc.), neobanks (Revolut, Sumeria, etc.), neobrokers (Trade Republic, Degiro, Shares, etc.). However, “not all platforms offer the same products,” emphasizes Yoann Lopez, founder of the personal finance newsletter Snowball.
Traditional banks can be interesting if you choose to go through a stock savings plan (PEA) rather than a securities account, because they all offer this support. Which is not necessarily the case for online trading platforms. For example, Trade Republic, which Yoann Lopez cites for its low brokerage fees, does not offer one. “The only digital native company (purely digital) who offers a PEA, it is Interactive Brokers LLC. They just started it a few weeks ago,” he says.