Mortgage|Is it worth choosing a three- or 12-month euribor for a mortgage? Experts tell you what to understand when choosing an interest rate. HS’s example calculation shows how the choice of interest rate appears in the mortgage debtor’s wallet.
Money the mortgage debtor is thinking about how to benefit from the decrease in interest rates.
Is it worth locking a new loan into a 12-month or perhaps three-month Euribor? And would it now be time to change the interest rate of the already taken loan to a shorter reference rate?
So far, the slide of the 12-month Euribor has been steep and has already dropped to 2.47 percent, while the three-month Euribor is still stuck at 2.83 percent.
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