Banks are giving away up to 720 euros this Christmas, which clients can take advantage of it?

Banks are struggling to gain new customers and gifts have become one of their best weapons. Now that most banks sell commission-free accounts and getting a free card is quite simple, Gifts have become a differentiating element to seduce new customers willing to change entity.

Currently, banking can give up to 720 euros according to the financial products comparator HelpMyCash.com, which has analyzed what they are the best gifts for domiciliary payroll o receipts.

Most of the offers are reserved for clients who receive a salary each month, since one of the requirements that banks usually require to receive an incentive is to direct deposit a salary and maintain it for one or several years. However, there are also offers for clients who do not have a payroll or who do not want to change banks.

BBVA delivers up to 720 euros

BBVA is one of the most generous entities, since it offers new clients the possibility of getting up to 720 euros gross without permanence and without the need to domiciliate a payroll.

The offer is as follows: the bank returns every month for a year the sum of the electricity, gas, telephone and Internet bills that the client deposits into their account with a maximum of 60 gross euros per month.

To join this promotion you must meet two requirements: firstly, not yet be a BBVA customer and open an Online Account without commissions before the end of the year with the code RECIBOS720 and, in addition, maintain a balance of at least 400 euros in the account.

BBVA also has an offer to capture payrolls. Give away 400 gross euros to new clients who open a payroll account with the code NOMINA400 and direct debit a salary or pension of at least 800 euros for an entire year. This offer is one of the ones that allows you to get the most money in exchange for a salary and requires fewer requirements at the moment, they point out in HelpMyCash.

Up to 670 euros in Abanca

Abanca’s promotion combines money and profitability. New clients who open a Clara Account (it has no maintenance fees) and deposit a payroll or pension of at least 800 euros receive, on the one hand, an incentive of 185 euros gross and, on the other, a return of 2% APR the first year for a balance of up to 15,000 euros, so they can get up to 300 euros gross in extra interest. Furthermore, if the payroll is 1,200 euros or more, the incentive goes from 185 to 370 euros. This promotion is available until the end of the year and requires maintaining payroll direct deposit for 24 months.

Sabadell Bank

Banco Sabadell is promoting its Online account without commissions for new clients due to promotion. In exchange for maintaining a payroll of at least one thousand euros for twelve months and activating Bizum, the bank provides 300 gross euros. Additionally, the account has a 2.5% APR profitability the first year for a balance of up to 50,000 euros, so customers can take up to 1,250 euros gross in interest. To achieve this profitability it is not necessary to direct deposit income, but to obtain the gift, yes. This offer will be valid until next January 9.

Imagine

CaixaBank’s online bank has also launched its own offer to encourage direct debit of payrolls into its 100% mobile account without commissions. Specifically, the entity gives away 150 euros net to clients who direct a payroll of between 900 and 1,499 euros or 250 euros net if the salary exceeds 1,500 euros. Yes indeed, The permanence required by this entity is four years, a period much longer than the average. The offer is for both new clients and those who already have an imagin account, but have not direct deposited their payroll.