The court ordered CAL to return the money spent by scammers to the client, although she herself transferred the code

Client of the credit company CAL Reut Jamal in 2023 received a fisch SMS message allegedly from Israeli mail, which stated that the presentable parcel arrived by mail, and to receive it should fill out personal data. Since the woman expected the parcel, she followed the link and entered the data of her credit card, and when she was sent security code, she entered it.

This is about this case on Monday, February 17, the economic publication The Marker. The offender took advantage of the woman’s credit card data to install this card as a means of payment in the Apple Pay application and making five transactions on the Booking website for a total of 4,600 shekels.

Reut Jamal soon realized that she had become a victim of scammers, and blocked her credit card. She admitted that she made a mistake without paying attention to messages from a credit company, sent to her in real time: the message indicated that to complete the connection to Apple Pay, you need to enter the password, and she entered it – although she does not have an iPhone, and she has no iPhone She uses Google Pay on android.

In this regard, CAL refused to return to it the funds spent by the fraudster from its card, indicating that the client herself handed over to the scammers a secret code for the operation. Reut Jamal and her husband, lawyer Gabriel Jamal, filed a lawsuit against petty claims in Jerusalem.

The senior court registrar Avigail Van-Carpfeld satisfied the claim of Reut Jamal, deciding that Cal should return her money. The court recorder substantiated its decision by the conclusion of the Ministry of Justice of April 2021, which states: if the consumer thought that he was paying a legitimate business, but became a victim of fraud, a credit company must return the money to him, even if the client handed over the received one -time code.

Although the law on payment services does not oblige the credit company to compensate the client with the funds lost as a result of abuse of his credit card, if the client himself transferred an important component of the payment fund to the disposal of another person, the Ministry of Justice indicates: if the client is sure that he transfers the code to the service to the service, this is not equivalent transfer of code “to another person.”