Israeli banks published information on Sunday about packages of benefits and concessions provided to various groups of the population in connection with the war.
Bank Leumi:
Reservists – option to freeze mortgage payments for 3 months; The overdraft rate is reduced by 1%.
Conscripts – reduction of the overdraft rate by 1%, exemption from bank commissions.
Business owners – deferment of loan payments for 3 months in case of a confirmed drop in income; loan up to 30,000 shekels for a period of up to 36 months with a deferred start of payments for six months; increase in credit limit with a reduction in rate by 1%.
Affected clients (injured, evacuated) – deferment of payments on loans and mortgages for 3 months.
Clients abroad – free increase in the limit of a bank credit card.
Bank Hapoalim
>b>For clients who found themselves abroad at the outbreak of hostilities: 500 shekels discount on hotel bookings through Arbitrip; free 3 GB mobile internet package via eSIMo; automatic free increase in credit card limits.
Evacuees – interest-free loan of up to 40,000 shekels for a period of up to 40 months.
Private clients – deferment of payments on consumer loans in the amount of up to 250,000 shekels for up to 3 months.
Reservists – loan up to 50,000 shekels at the prime rate + 0.5% (now 6%) for a period of up to 60 months; a similar deferment for consumer loans.
Business clients – loan up to 100,000 shekels at the rate “prime + 1%” (currently 6.5%) for 24 months with a grace period of up to 6 months; deferment on loans up to 500,000 shekels for 3 months.
The bank has opened a special hotline: *2406; Lines *2407, +972-3-6532620 (for calls from abroad) and *2403 (for elderly clients) are also available.
Bank “Beinleumi”:
Military personnel and reservists – interest-free loan of up to 12,000 shekels for up to 12 months; additional loan of up to 100,000 shekels at the prime rate (5.5%) for a period of up to 84 months.
Clients abroad – automatic free increase in credit card limit; 200 euro discount on extending your hotel stay for the next week for Beyond card holders.
Small business – loan up to 50,000 shekels at the rate “prime + 0.5%” (6%) for a period of up to 36 months with the possibility of deferring the first payment for 3 months.
Bank “Mizrahi-Tfahot”:
Mortgage customers evacuated due to Iranian attacks – deferment of monthly payments for up to 6 months without limiting the amount, without interest and commissions.
Other mortgage clients – from the beginning of April, if the established conditions are met, it is possible to freeze one monthly payment without interest and indexation.
Households affected by the shocks – a loan of up to 150,000 shekels (or up to 70% of the amount of the claim for compensation for property damage) for six months at the prime rate (5.5%).
Small and micro business – deferment of payments on existing loans for 3 months; total volume – up to 2 million shekels per enterprise; no interest or commissions.
Reservists – exemption from interest on overdrafts up to NIS 10,000 and from bank commissions.
Bank “Discount”
Small business – automatic increase in the credit line by 15% (minimum 2,000, maximum 15,000 shekels) without fees or interest; valid until 04/15/2026.
Private clients and small businesses – deferment of loan payments for 3 months; total volume – up to 100,000 shekels; no commission, at the current rate.
Mortgage – freezing of payments for up to 3 months without commission; Mortgage pre-approval is extended by 1 week for clients whose approval expires on 03/05/2026 (until 03/12/2026).
Investors – early termination of deposits of any type in the amount of up to NIS 50,000 without loss of principal.
Bank “Mercantil”
Small business – automatic increase in the credit limit by 15% (up to NIS 15,000) without interest or commissions; bridge loan for 6 months up to 150,000 shekels from “prime + 1%”; installment loan up to 84 payments for the same amount from “prime + 1.5%”.
Private clients – loan up to 20,000 shekels at a rate of “prime + 1%” for a period of up to 48 months.
Reserves taking out a mortgage – preferential loan up to 200,000 shekels at the rate “prime minus 3%”.
Clients whose home is uninhabitable – interest-free balloon loan of up to 100,000 shekels for a period of up to 6 months.