At the same time, the bank was able to increase its income, according to the report. The Net interest income increased by in 2024 16 percent to 144 million euroswhich the company attributes primarily to new product offerings. Also that one Excess commission income grew and increased by just under six percent to 136 million euros. The most important sources of income include payment services and the business with premium accounts.
According to the Handelsblatt, the bank’s customer base also continued to grow. The number of so-called revenue-relevant customers – i.e. customers with actively used accounts – switched 14 percent to 4.8 million. At the same time they took Customer deposits one 2.6 billion euros to a total of 10.4 billion euros to. The Transaction volume increased by compared to the previous year 24 percent to 147.8 billion euros.
In 2024, N26 also benefited from regulatory changes. The German financial supervision BaFin completely lifted the previously imposed growth restrictions in the summer. Since 2021, these had stipulated that the bank was only allowed to accept a limited number of new customers each month. Restrictions by the supervisory authorities have now also been lifted in Italy.
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