At 31 December 2021 it amounted to a total of 574.8 billion euros (+21.9 billion compared to a year earlier). The average amount per household was 22,237 euros; if compared with the figure of 12 months earlier, the change was positive and equal to 851 euros. These are the data released by the study office of the Cgia of Mestre.
What worries the CGIA “is not so much what one is able to measure, but what one cannot even glimpse; such as, for example, the risk of usury. A phenomenon, the latter, which has always been difficult sizable, even when there are recent statistical data on the number of complaints notified to the police. Let alone now, that the latest data available refer to a couple of years ago “, reads a note.
“Even though the stock of debts is on the rise and the negative effects of the expensive life and the expensive bills have exploded only after the beginning of this year, the situation is critical, but not dramatic – explains the CGIA – it is probable that the This increase is partly attributable to the strong economic recovery that took place last year. The most indebted provincial areas are also those with the highest income levels. Surely in these realities among the indebted there are also nuclei belonging to the weakest social groups. However, the strong banking exposures of these territories could be linked to the significant investments made in recent years in the real estate sector which, obviously, are attributable to wealthy families. Another thing, however, is to interpret the data from the South; although in absolute terms the situation is less critical than in the rest of the country, the debt burden of the poorest families is certainly greater than elsewhere “.
Moreover “the greater incidence of debt on income is recorded in the economically weaker households, or in those at risk of poverty and social exclusion. Furthermore, Istat data tells us that the crises that have occurred since 2008 have increased the number of families in economic difficulty, given that the effects of these economic shocks have increased the gap between poor and rich “.