HDBank mobilized more than 720 million USD from international institutions

According to the bank, the loan is structured according to Social Loan Principles and HDBank’s sustainable financial framework. Mobilized capital is used to expand access to finance for micro, small and medium enterprises (MSMEs) that meet the criteria in HDBank’s Sustainable Finance Framework.

In particular, the unit prioritizes businesses owned by women. Through this capital source, the bank expects to support businesses in expanding production activities, creating more jobs and improving competitiveness. At the same time, the bank also aims to promote economic growth in Vietnam.

The transaction saw Standard Chartered Bank and the Asian Development Bank (ADB) jointly undertake the role of coordinator, arranger and social loan coordinator. In addition, 6 international financial institutions including ANZ, Cathay United Bank, Commerzbank, Maybank Securities, MUFG Bank and State Bank of India participated in the role of arranging and building main books (MLABs).

Initially, the deal was implemented with a scale of 450 million USD. During the arrangement process, many other international financial institutions participated, increasing the total commitment value to 721 million USD, about 60% higher than the original plan. According to HDBank, this result shows the effectiveness of the capital arrangement process, and also shows the interest of international investors in the bank’s management capacity, sustainable development orientation and growth prospects.

Before this deal, HDBank successfully mobilized 270 million USD in green capital and 380 million USD in sustainable financial capital from many international organizations such as IFC, ADB, Proparco, DEG, LeapFrog, FMO, BII, JICA, FinDev and SMBC.

According to the bank, recent international mobilization has contributed to diversifying the medium and long-term capital structure according to sustainable financial standards. At the same time, the activity also helps expand financial resources to accompany the business community, enhancing HDBank’s position in the international capital market.

This year, HDBank has proactively built a business plan for 2026 with a cautious growth orientation, based on the “5T” spirit (Pioneer, Trust, Dedication, Kindness, Loyalty). The bank sets a profit target of more than 30,100 billion (more than 40% growth); total assets over 1.2 million billion (up more than 28%); Total capital mobilization reached 1.06 million billion VND (an increase of more than 28%); Outstanding credit balance is VND 804,562 billion (up 35%); equity 101,512 billion; Bad debt is controlled below 2%.