Nordea made a big change to dividends – Kasper Mellas reveals whether the investor will get more money

Financial Group Nordea reported early Thursday of its second quarter result.

Results announcement the novelty is a half-yearly dividendwhich Nordea pays for the first time based on the results of the first year. The half-yearly dividend is to be approximately 50 percent of the January-June result.

While in the past Nordea has paid a dividend once per financial year after the spring general meeting, this year Nordea will pay its shareholders a dividend in two installments. The actual dividend installment for 2025 was already paid in March, and the dividend installment for the beginning of 2026 will be paid in August.

In other words, this year the shareholder will receive both the entire dividend for the fiscal year 2025 and the dividend for the first half of 2026, i.e. an exceptionally large dividend amount due to changes in the payment schedule.

The second dividend installment for 2026 will be paid next spring after the general meeting.

Inderes an analyst who follows banks Kasper Melas revealed in Talousaamu whether those who invest in Nordea will get a more generous dividend from Nordea with the new dividend policy.

“Not on an annual basis,” Mellas commented.

He emphasizes that the portion of the profit that is paid to shareholders as dividends will remain the same. The dividend is only paid in several installments now.

“Of course, the dividend stream now seems to be getting earlier, but the total amount, that is, what is determined as a dividend based on the earnings development and the balance sheet, is the same,” Mellas clarifies.

He emphasizes that, in the end, the bank’s profit development and the solvency of the balance sheet determine how much dividend can be distributed to shareholders. He urges investors to focus on these numbers.

A corresponding advance dividend is also expected Åland bank niltwhich will announce its results on Friday. It may be that dividends paid in several installments will become more common among Finnish listed financial houses. According to Mellas, it is significantly more common in Europe and the United States for banks to pay dividends in several installments during the financial year.

Nordic half-year earnings per share was EUR 0.73, and based on that, Nordea proposes a semi-annual dividend of EUR 0.34. Factsetin the dividend forecast compiled from the forecasts of five analysts was EUR 0.33.